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Mortgage in Spain
finance your new home in Spain
Fixed-rate Mortgage
If you always want to pay the same amount
- From 5 years to 25 years
- No assessment fees or early termination fee in the event of partial or full early repayment of the capital.
- Up to 60% of the value for 2nd homes
Variable-Rate Mortgage
Reflects changes in the Euribor interest rate
- A Euribor-indexed variable interest rate, to which we add a fixed spread.
- Maximum term 25 years.
- Up to 60% of the value for 2nd homes
Combined Mortgage
Neither fixed nor variable. The best of both worlds
- During the first years: a fixed rate and a standard monthly repayment amount. You can choose from: 10, 15 or 20 years. After that it switches to a variable-rate mortgage.
- Maximum term: 25 years and for a fixed-rate mortgage: 20 years.
- Up to 60% of the value for 2nd homes
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